Free worksheet

How much is your house really costing you?

The mortgage payment is the easy part to see. Then there's property taxes, insurance, utilities, lawn care, cleaning, and that steady drip of repairs that always shows up at the worst possible time.

Add it all up, and the number is usually bigger than people expect. Put it next to what a smaller, simpler home would cost, and the math starts telling its own story.

What's inside

• Your true monthly housing costs today, line by line
• What a right-sized home could cost instead, side by side
• The big expenses headed your way over the next 10 years if you stay put

For a lot of homeowners, this worksheet is the moment it all starts to click. Not because anyone talked them into moving, but because they finally saw the whole picture for themselves.